Peningkatan Literasi Keuangan Pelaku UMKM melalui Sosialisasi  Pemisahan Keuangan Pribadi dan Usaha serta Pengelolaan Aset di Kampung Dalangan

Authors

  • Crescentiano Agung Wicaksono Universitas Tidar
  • Tiara Rani Santoso Universitas Tidar
  • Hesiya May Ghaisani Universitas Tidar
  • Yuliantari Astasuci Nalurita Universitas Tidar
  • Lukas Tri Prasetyo Universitas Tidar
  • Kharisma Rizqi Auliariyani Universitas Tidar

DOI:

https://doi.org/10.61231/03y0xh90

Keywords:

Asset Management; Financial Literacy; Micro, Small, and Medium Enterprises (MSMEs); Personal and Business Financial Separation)

Abstract

Micro, small and Medium Enterprises (MSMEs) play an important role in community economic development but often face challenges in separating personal and business finances and recording assets. This community service program aimed to improve the financial literacy of MSME owners in RW VIII Dalangan, Kramat Utara, Magelang City. Activities included a preliminary survey, seminar, interactive discussions, and pretest-posttest evaluations involving 30 MSME owners. The results showed that the average score increased from 58.3 to 84.7, representing a 45.3% improvement. The proportion of participants with high understanding rose from 26.7% to 90%, while those with low understanding decreased from 40% to 0%. These findings indicate improved participant understanding following the program. The program is expected to encourage more organized financial management and support MSME sustainability and competitiveness.

References

Anggraini, M., Estirini, D. H., Santoso, T. R., Subagio, I. S., Engracia, A. I., Selamat, F., & Zebua, P. (2023). Sosoalisasi Pembukuan Sederhana UMKM Kelurahan Pedurungan Tengah Kota Semarang. BERNAS: Jurnal Pengabdian Kepada Masyarakat, 4(2), 1503–1508. https://doi.org/10.31949/jb.v4i2.4520

Anggraini, M., Estirini, D. H., Santoso, T. R., Subagyo, I. S., Engracia, A. I., Selamat, F., & Zebua, P. (2024). Pembukuan Sederhana Untuk UMKM Kelurahan Bugangan Kota Semarang. BERNAS: Jurnal Pengabdian Kepada Masyarakat, 5(1), 264–269. https://doi.org/10.31949/jb.v5i1.7391

Anggraini, M., Hayu Estirini, D., Rani Santoso, T., Vai Satriani Manurung, D., & Ezra Yobelina, R. (2022). Pelatihan Strategi Keuangan Dasar Untuk Kewirausahaan Masyarakat Kelurahan Bugangan Kota Semarang. Bernas: Jurnal Pengabdian Kepada Masyarakat, 3(4), 701–708. https://doi.org/10.31949/jb.v3i4.2962

Gustarina, E., & Elina R. Gustarina. (2026). Pelatihan Pembukuan Sederhana Bagi UKM Untuk Meningkatkan Pemahaman Pencatatan Dan Pelaporan Keuangan Di Naura Laundry. Jurnal Pengabdian Masyarakat Dan Riset Pendidikan, 4(3), 18064–18068. https://doi.org/10.31004/jerkin.v4i3.5072

Noviyanti, N., Anawati, S., Yusoep Islami, A., & Nugroho, F. (2024). Sosialisasi Pembukuan Sederhana Untuk Pemberdayaan UMKM GDC Kota Depok. Eastasouth Journal of Impactive Community Services, 2(02), 62–66. https://doi.org/10.58812/ejimcs.v2i02.222

Santoso, T. R., Estrini, D. H., & Anggraini, M. (2024). Pendampingan Pembukuan Keuangan Harian Sederhana Bagi Pelaku UMKM Nasi Merah Bu Retno Kelurahan Bugangan Kota Semarang. Jurnal Pengabdian Sosial, 1(9).

Sarah Sulistyawati, A., Anggraini, M., Hayu Estrini, D., Bebin Najmuddin, A., Rani Santoso, T., Nasional Karangturi, U., & Kunci, K. (2025). Pendampingan Pelaporan Keuangan Melalui Platform Digital pada UMKM Binaan “Nasi Merah Bu Retno.” Jurnal Pengabdian Kepada Masyarakat Nusantara (JPkMN), 6(2). https://doi.org/10.55338/jpkmn.v6i2.5980

Downloads

Published

2026-10-27

How to Cite

Peningkatan Literasi Keuangan Pelaku UMKM melalui Sosialisasi  Pemisahan Keuangan Pribadi dan Usaha serta Pengelolaan Aset di Kampung Dalangan. (2026). Jurnal Penelitian Dan Pengabdian Masyarakat , 4(4), 2746–2755 . https://doi.org/10.61231/03y0xh90

Similar Articles

41-50 of 229

You may also start an advanced similarity search for this article.

Most read articles by the same author(s)