Penguatan Literasi Dan Pencatatan Keuangan Pada Kelompok UMKM Perempuan Mandiri di Sidoarjo

Authors

  • Ratna Anggraini Aripratiwi Universitas Islam Negeri Sunan Ampel Surabaya

DOI:

https://doi.org/10.61231/2d1x7t11

Keywords:

Literasi Keuangan, Laporan Keuangan, Participatory Action Research, UMKM

Abstract

Micro, Small and Medium Enterprises (MSMEs) are one of the pillars supporting the Indonesian economy and are able to contribute to Indonesia's Gross Domestic Product (GDP) by 61.07%. This strategic role is what drives the Government to focus on programs to support MSMEs to be more sustainable. One example of a program developed by the Government is the Kurma Independent Women's Business Card Program (KURMA) in Sidoarjo Regency. Many obstacles faced by MSMEs certainly depend on the type of business, location, inadequate understanding of human resources, and minimal financial literacy. Financial literacy is one of the problems of business actors, especially MSMEs. This service focuses on the MSME Women's group who have received the KURMA assistance program. The service method used is Participatory Action Research (PAR), which is an active collaboration between the community and researchers to find program solutions to problems. The results of this service show several positive impacts, including increasing awareness of MSME entrepreneurs of the importance of understanding financial literacy and preparing business financial reports, the mentoring process helps entrepreneurs in preparing financial reports, and providing added value to MSMEs. This service provides a reflection of changes in the development and sustainability of SMEs.

References

Afandi, A., Laily, N., Wahyudi, N., Umam, M., Kambau, R., Rahman, S., Sudirman, M., Jamilah, Kadir, N., Junaid, S., Nur, S., Parmitasari, R., Nurdiyanah, Wahid, M., & Wahyudi, J. (2022). Metodologi Pengabdian Masyarakat. Direktorat Pendidikan Tinggi Keagamaan Islam Kementerian Agama RI.

Anggraeni, W. C., Ningtiyas, W. P., & Alimah, N. M. (2021). Kebijakan pemerintah dalam pemberdayaan UMKM di masa pandemi Covid-19 di Indonesia. Journal of Government and Politics (JGOP), 3(1), 47–65. https://journal.ummat.ac.id/index.php/JSIP/article/view/5354

Ardhiani, M., Abimanyu, B., Febrianto, M., Rande, R., Aisyiah, E., Gymnastiar, A., & Umma, N. (2023). Sosialisasi Ide Bisnis dan Optimalisasi UMKM Bagi Perempuan di Desa Pabena Kecamatan Sedati Sidoarjo. NUSANTARA: Jurnal Pengabdian Kepada Masyarakat, 3(1), 99–103. https://prin.or.id/index.php/nusantara/article/view/793

Arianto, B. (2020). Pengembangan UMKM digital di masa pandemi covid-19. ATRABIS: Jurnal Administrasi Bisnis, 6(2), 233–247.

Badan Pusat Statistik, I. (2020). Ekonomi Indonesia 2020 Turun sebesar 2,07 Persen. Badan Pusat Statistik. https://www.bps.go.id/id/pressrelease/2021/02/05/1811/ekonomi-indonesia-2020-turun-sebesar-2-07-persen--c-to-c

Choerudin, A., Zulfachry, Widyaswati, R., Warpindyastuti, L. D., Khasanah, J. S. N., Harto, B., Fauziah, N., Sohilauw, M. I., Nugroho, L., Suharsono, J., & Paramita, S. (2023). Literasi Keuangan. In M. . Diana Purnama Sari, S.E. (Ed.), PT Global Eksekutif Teknologi (Pertama, Issue Juni).

Hanim, L., Soponyono, E., & Maryanto. (2021). Pengembangan UMKM Digital di Masa Pandemi Covid-19. Jurnal.Saburai.Id, 2(1), 30–39. https://jurnal.saburai.id/index.php/PSN/article/view/1452

Lating, A. I. S., Buchori, I., Muflihin, M. D., Rahayu, H. A., Aripratiwi, R. A., Romaisyah, L., & Susanto, F. F. (2025). Socialization of the Importance of Financial Record Keeping for MSMEs. Sahwahita: Community Engagement Journal, 2(2), 79–88. https://doi.org/10.69965/SAHWAHITA.V2I2.144

Mutiah, R. A. (2019). Penerapan Penyusunan Laporan Keuangan pada UMKM Berbasis SAK EMKM. International Journal of Social Science and Business, 3(3), 223–229. https://doi.org/10.23887/IJSSB.V3I3.21000

Oktavia, D., Maduwinarti, A., & Mulyati, D. J. (2023). Efektivitas Pelaksanaan Program Bantuan “Kurma” Dari Dinas Koperasi dan UM Sebagai Upaya Pengembangsan Usaha Mikro di Kecamatan Krembung Sidoarjo. SOSIALITA, 2(2), 198–205. https://jurnal.untag-sby.ac.id/index.php/sosialita/article/view/8904

Oktaviranti, A., & Alamsyah, M. I. (2023). Literasi Keuangan, Persepsi UMKM terhadap Kualitas Laporan Keuangan dengan Penerapan SAK EMKM. Jurnal Penelitian Ekonomi Akuntansi (JENSI), 7(1), 133–143. https://doi.org/10.33059/JENSI.V7I1.7659

Risman, A., & Mustaffa, M. (2023). Literasi Keuangan Bagi UMKM: Laporan Keuangan Untuk Pengembangan Usaha UMKM. Jurnal Abdimas Perbanas, 4(1), 20–27. https://doi.org/10.56174/JAP.V4I1.521

Sumarsono, A. M., Haryati, E., & Dwijosusilo, K. (2024). Pemberdayaan Perempuan Melalui Program Kelompok Usaha Perempuan Mandiri (KURMA) di Kecamatan Krian Kabupaten Sidoarjo. Soetomo Administrasi Publik, 2(1). https://ejournal.unitomo.ac.id/index.php/sap/article/download/8069/3885

Tambunan, T. (2012). Buku usaha mikro, kecil, dan menengah. https://library.bpk.go.id/koleksi/detil/jkpkbpkpp-p-13496

Weygandt, Kieso, & Kimmel. (2005). Accounting Principles. Inc USA.

Downloads

Published

2026-05-21

How to Cite

Penguatan Literasi Dan Pencatatan Keuangan Pada Kelompok UMKM Perempuan Mandiri di Sidoarjo. (2026). Jurnal Penelitian Dan Pengabdian Masyarakat , 4(2), 550–562 . https://doi.org/10.61231/2d1x7t11

Similar Articles

11-20 of 101

You may also start an advanced similarity search for this article.